Senior Associate Underwriter-REMOTE

January 7, 2022
Job Type
Salary Option
Based on Experience
Street Address
500 Linden Oaks Dr.
Rochester NY


AP Professionals has partnered with a company to secure an experienced individual to join their team remotely. You would report to a Managing Underwriter, the Senior Associate Underwriter is responsible for evaluating life insurance applications and determining whether applications should be approved, declined or if additional information is required.  Senior Associate Underwriters are authorized to issue or decline all cases with 2-Year Total Amount at Risk of $2,500,000 or less.  Senior Associate Underwriters are primarily responsible for reviewing cases with an Attending Physician Statement and are responsible for managing relationships with Agents and service personnel at their designated General Office. This is a Direct Hire, remote position, and pay is based on experience.


  • Accurately and efficiently classify the mortality risk for proposed insureds as above average (Preferred/Select Preferred), average (Standard), or below average (varying Substandard risks and Decline) based on both medical and nonmedical information on cases with 2-Year TAAR (Total Amount At Risk-Dollar amount requiring underwriting) of $2.5 million or less generally including an Attending Physician Statement.
  • Maintain a strong working knowledge of our administrative systems, product rules, Underwriting Guidelines and medical factors impacting mortality.
  • Participate in on-going medical, financial, softskill, and leadership training.
  • Communicate by phone directly with agents and General Office personnel, as well as provide written updates regarding application status, additional requirements needed, input errors and required corrections, Reinsurance offer details and requirements, reconsideration questions, appeal requests, and the final underwriting decision and associated reason(s).
  • Participate on projects where the Senior Associate Underwriter's experience in underwriting, customer relations, and interdepartmental knowledge would benefit such as training initiatives, work-flow and systems improvements, Best Practices meetings, etc.
  • Accurately classify the mortality risk on non-contractual attained age term conversions, contract changes, and reinstatements with a TAAR (Total Amount At Risk-Dollar amount requiring underwriting) up to and including $2,500,000.
  • Handle referrals from Associate Underwriter's for substandard and decline cases.


  • Bachelor's degree preferred
  • 3+ years life Underwriting experience required
  • Strong verbal and written communication
  • Strong customer service skills
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